SFIL Group Investor Presentation slide image

SFIL Group Investor Presentation

PUBLIC OWNERSHIP AND PUBLIC POLICY MISSIONS MARKET LEADER IN LOCAL PUBLIC SECTOR LENDING Market share around 20% with EUR 4.9 billion in new lending in 2021 SFIL has been the first lender to local authorities in France for 7 consecutive years EUR 2.1 m average volume per loan with an average maturity of 18.1 years - Limited financial impact of the Covid pandemic French local government revenues have seen a reduction by less than 2% for the year 2020 (source: Eurostat) The French EUR 100 billion economic recovery plan set aside EUR 30 billion to finance the ecological transition including improvements in the energy performance of building and soft public transportation Local governments investments will play a central role in these areas leading to strong outlook for the lending activity for the years ahead LBP and SFIL 2021 Local Public Sector Financing Départements 12% Municipalities and other 36% Associations of municipalities 32% Public hospitals 13% Regions 7% 10 SFIL Group Investor Presentation March 2022
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