Scotiabank Investor Presentation

GBM in US and Latam Delivering the full bank to meet our Americas clients' needs Wholesale bank in the US: Corporate & Investment Banking, Capital Markets, Revenue US1 Latam¹ Cash Management and Trade Finance $640 million $498 million Top 10 Foreign Bank Organization (FBO) in the US $58 billion Average Loans $56 billion Client list focused on S&P $103 billion Average Deposits $26 billion $287 million Total NIAT $232 million 500, investment grade corporates Clients across multiple sectors with focus areas for growth include Consumer/ Industrial/Retail (CIR), Technology, and Healthcare 42.2% Productivity 5 Offices 26.0% • • Wholesale bank in Latam: Advisory, Financing and Risk Management Solutions, and access to Capital Markets Only full-service Corporate / Commercial Bank with local presence in all Pacific Alliance countries Enhanced connectivity to rest of Americas, Europe and Asia Top tier lending relationships with local and multi-national corporate clients Focused on Pacific Alliance expansion and modernization of technology platforms M MARRIOTT $1,000,000,000 Senior Notes Southern Company PROLOGIS. SEAGATE $1,000,000,000 C$300,000,000 Senior Notes Senior Credit Facilities $600,000,000 Senior Credit Facility Joint Bookrunner September 2022 Joint Bookrunner October 2022 Admin. Agent, Bookrunner August 2022 Admin Agent, Bookrunner August 2022 1 Figures for fiscal Q4/22 PHOENIX TOWER INTERNATIONAL has acquired the Chilean Tower Portfolio of WOM for US$930,000,000 Exclusive Financial Advisor August 2022 ON NETFIBRA KKR 60% stake & Telefónica 40% stake is acquiring e) entel Fiber Optic Assets in Chile for US$358,000,000 Financial Advisor October 2022 43

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