New Business Organisation

BNP PARIBAS Strong Business Complementarities within AMS Cardif BNL Vita Life-insurance offering BNL SGR Asset Management Custody & Fund administration Fund administration Global custody Depository Bank Multi-management Fund offering Discretionary management Private Banking Life-insurance offering BNP Paribas Real estate investments Securities Services Depository Bank Real Estate Services Real estate funds BNL Grupp BNP PARIBAS BNL clients Third parties Revenue synergies: enhanced capability to answer more sophisticated client needs Asset Management and Services 96 96

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