2021 Results and Financial Review

Solvency II return on capital/equity SII ROE 2021 2020 Change £m £m % 12.3% Life new business Existing business 513 698 (27) % 740 772 (4) % (0.9)% Non-life capital generation 737 824 (11) % Debt & centre costs (incl. pref/DCI costs) (638) (637) - % (0.1)% 11.3% Management actions & other¹ 296 6 Operating own funds generated (UT1) post TMTP adjustment 1,648 1,663 (1) % FY20 Opening capital Own funds generation FY21 Opening own funds (UT1) post excess capital adjustment 13,468 SII ROE (%) 14,574 11.3% 12.3% (1.0) pp 8 % Market SII ROC UK & Ireland Life 7.7% 6.6% UK & Ireland General Insurance 14.1% 13.1% 19.9% Canada Aviva Investors 21.6% 9.3% 6.3% 2020 2021 2020 2021 2020 2021 2020 2021 AVIVA 49 All footnotes on pages 64-66

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