Q2 F2023 - Bank of the West Contribution & Financial Results
U.S. Personal & Commercial - Balances
Figures on this slide are in U.S. dollars¹
Average Gross Loans & Acceptances ($B)
Average Deposits ($B)
159.8
163.1
23.0
25.9
14.9
113.9
110.6
108.0
100.8
32.4
48.2
15.3
15.1
49.0
47.6
29.2
85.7
92.7
89.5
64.9
63.0
59.8
Q2'22 Avg
Q1'23 Avg
Q2'23 Avg
■Commercial
P&BB²
BOTW
Q2'22 Avg
Q1'23 Avg
Q2'23 Avg
■Commercial
P&BB
BOTW
•
Average loans & acceptances up 58% Y/Y and 48% Q/Q
-
BOTW contributed 55% and 51% to Y/Y and Q/Q growth,
respectively
Excluding BOTW, Commercial loans up 4% Y/Y and down 4% Q/Q
-
Excluding BOTW, P&BB loans down 2% Y/Y and down 3% Q/Q
•
As at loans & acceptances up 56% Y/Y and 59% Q/Q
1 Average FX Rates (CDN/US dollar): Q2'23: 1.3654; Q1'23: 1.3426; Q2'22: 1.2665
•
•
Average deposits up 43% Y/Y and 47% Q/Q
-
BOTW contributed 48% and 50% to Y/Y and Q/Q growth,
respectively
Excluding BOTW, Commercial deposits down 8% Y/Y and
5% Q/Q
Excluding BOTW, P&BB deposits down 2% Y/Y and up 1%
Q/Q
As at deposits up 40% Y/Y and 46% Q/Q
2 Personal & Business Banking Other Loans includes Indirect Auto, Credit Cards, Home Equity, Non-Strategic and other personal loans
BMOM
Financial Results May 24, 2023
•
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