Investor Presentaiton

CIB LOAN BOOK AND DEPOSITS MARKET SHARE - LOANS TO LEGAL ENTITIES* MARKET SHARE-DEPOSITS OF LEGAL ENTITIES* 32.0% 32.6% 31.0% 30.3% 30.9% 28.8% Dec-18 Dec-19 Dec-20 Jun-21 CIB LOANS GEL MILLIONS +3.5% 4,662 4,826 3,804 2,618 Dec-18 Dec-19 Dec-20 Jun-21 37.3% 37.4% Dec-18 Dec-19 Dec-20 Jun-21 CIB DEPOSITS GEL MILLIONS 3,825 3,473 Dec-18 -3.3% 6,395 6,185 Dec-19 Dec-20 Jun-21 * Market shares by loans and deposits of legal entities based on standalone accounts of the banks published by the National Bank of Georgia 69

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