Investor Presentaiton

Significant improvement in Bounce % from Jan-21 onwards SHRIRAM HOUSING FINANCE 18.4% 17.6% 17.5% 17.4% 16.9% 14.2% 13.9% 14.1% 14.3% 13.8% 16.5% 13.1% 12.3% 12.6% 10.6% 10.6% 10.8% 9.8% 10.0% 10.4% 10.8% 9.8% 13.5% 13.3% 10.2% 9.8% Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21 Jan-22 Note: Current Bucket bounces -Portfolio --Cases sourced from Jan-19 onwards Witnessed lowest Portfolio bounce of 13.3% in Jan-22 over last 13 months; down by 24% YoY Increase in Nov-21 was due to continuous holiday (amid Diwali) and presentation day being Sunday

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