Investor Presentaiton
5
ECONOMIC RECOVERY PROGRAM - Maximizing Benefits for Borrowers & BRI
BBRI
Melayani Dengan Setulus Hati
Economic Recovery Program implementation has given positive impacts, not only for borrowers but also for BRI – more manageable credit risk,
secured interest income, source of CASA, and Ultra Micro penetration
Economic Recovery
Program
Bank BRI
LIQUIDITY
Micro & SMES
ULTRA MICRO
CASA
Government
Placement
Small Commercial
Interest Subsidy
KUR Super Micro
Loan Guarantee
Micro Business
Productive Asistance
Salary Subsidy
PMK 70 / 104
CREDIT
13%
PMK 71
PMK 138/Permenko 8
Permenko 15
Permenkop 6
Permenaker 14
Rp15 T
2.84% Interest Rate
Deposit Placement
25 Sept 2020-13 January 2021
Rp8.7 T
14,489 Borrowers
Insurance covered loan with
premium paid by Government
31 December 2020
Rp4.7 T
8.9 Mio Borrowers
Up to 6% for 500 Mio Loan
Up to 3% for 500 Mio-10 Bio Loan
31 December 2020
Rp8.66 T
985 Thousand Borrowers
Rp10 Mio Loan
19% Interest Rate
31 December 2020
Rp18.6 T
7.7 Mio Micro Businesses
Rp2,4 Mio grant given to Micro
Business
31 December 2020
Accelerate Loan
Expansion with Low Cost
Fund
Accelerate Loan Expansion
with Manageable Risk and
Lower RWA
BENEFIT TO BRI
Manage Asset Quality &
Secure Interest Payment
Higher Yield with
Manageable Risk and
Lower RWA
New Pipeline
Rp6.45 T
5.38 Mio Account
Rp2,4 Mio Grant given
to workers
31 December 2020
CASA & Pipeline for
Micro Loan
Source of CASA
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