STRATEGY UPDATE - DIGITAL BANKING

Vakrangee सशक्त परिवर्तन BOARD OF DIRECTORS Strong Board of Directors RAMESH JOSHI Non Executive Chairman • Has about 40+ years of business experience. He has held several leadership positions in the Reserve Bank of India and has been Nominee Director on behalf of RBI on the Boards of Various Banks, and retired as an Executive Director of SEBI. He is also on the Panel of Arbitrators for NSE, BSE and MCX. Holds a Bachelor's degree in Arts from the University of Nagpur and a Bachelor's degree in Law from the University of Nagpur. DINESH NANDWANA Managing Director & Group CEO Has about 27+ years of business experience. Main functions and areas of responsibilities in the Company include policy formulation and decision making. Has received a memento from the former Honorable President of India, Late Shri Shankar Dayal Sharma in 1996. Recipient of the 'CA Business Leader - SME (3rd Rank)' award by the Institute of Chartered Accountants of India for the year 1997. Holds a Bachelor's degree in Commerce from Rajasthan University & is a certified Chartered Accountant from the Institute of Chartered Accountants of India. DR NISHIKANT HAYATNAGARKAR Director R&D Has about 25+ years of business experience in the information technology sector. Main areas of responsibility in the Company include software development, information technology compliance and technical support. Holds a Doctorate in Computer Science from the Indian Institute of Technology, Mumbai 44

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