2Q 2020 Investor Presentation

Financial Institutions: Revenue Diversification Revenue¹: Distribution by Geography Non U.S. ■U.S. Revenue¹: Distribution by Recurring vs. Transaction ■Transaction ■Recurring 100% 100% 80% 37% 45% 44% 40% 42% 45% 42% 42% 50% 48% 49% 80% 53% 53% 51% 58% 59% 54% 58% 55% 52% 46% 60% 72% 60% 40% 40% 63% 55% 50% 56% 60% 58% 55% 58% 58% 52% 51% 20% 47% 20% 47% 42% 49% 46% 41% 42% 45% 48% 54% 28% 0% 0% 2Q18 3Q18 4Q18 FY18 1Q19 2Q19 3Q19 4Q19 FY19 1Q20 2Q20 2Q18 3Q18 4Q18 FY18 1Q19 2Q19 3Q19 4Q19 FY19 1Q20 2Q20 Revenue¹: Distribution by Product ■Banking Insurance ■Managed Investments Other 3% 3% 2% 2% 3% 3% 2% 1% 100% 5% 3% 8% 5% 4% 5% 5% 6% 80% 25% 26% 22% 26% 27% 25% 24% 31% 60% 40% 66% 69% 68% 66% 66% 67% 69% 62% 20% 0% FY18 1Q19 2Q19 3Q19 4Q19 FY19 1Q20 2Q20 1. Historical data has been adjusted to conform with current information and excludes intercompany revenue. Note: Percentages have been rounded and may not total to 100%. MOODY'S 2Q 2020 Investor Presentation - August 11, 2020 51

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