2022 Full Year Results slide image

2022 Full Year Results

IPS - Wealth & Asset Management¹ - 2022 Good performance of the activity Wealth Management • • Strong net asset inflows, especially in Commercial & Personal Banking (particularly in France) and with high-net-worth clients Good increase in loans outstanding (+4.2% vs. 2021) and in deposits (+9.0% vs. 2021) Asset Management • • Good net asset inflows driven by net asset inflows into medium- and long- term vehicles and into money-market funds, with a year-end rebound Development of the responsible and sustainable investment range and signing of an agreement² to acquire a majority stake in IWC, a specialist in managing natural resources Real Estate Good performance in Investment Management, Property Management and Advisory in France Revenues: €3,896m (+6.8% vs. 2021) • Wealth Management: increase driven by growth in net interest income • Asset Management: very unfavourable impact of the market environment ⚫ Principal Investments: strong growth • Real Estate: increase driven by Property Management and Investment Management Operating expenses: €2,806m (+4.6% vs. 2021) Driven by business development at Wealth Management and Real Estate ◆ Acknowledged leadership Outstanding Private Bank in Europe³ Best Private Bank in Hong Kong4 World's Best Private Bank for Entrepreneurs5 Open funds classified Art. 8 or 96 Asset Management +8 pts 89% 81% 31.12.21 31.12.22 Pre-tax income: €1,244m (+10.0% vs. 2021) A smaller impact of capital gains on sales in 2022 compared to 2021 1. Asset Management, Wealth Management, Real Estate and Principal Investments; 2. Upon customary conditions precedents; 3. Private Banker International Global Wealth Awards, 2022; 4. Asian Private Banker 2022; 5. Global Private Banking Innovation Awards 2022; 6. Assets under management of open funds distributed in Europe and classified Article 8 or Article 9 (SFRD) BNP PARIBAS The bank for a changing world 2022 Full Year Results | 46
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