Investor Presentaiton
Implementing the learnings - 'Fine-tuning the Corporate Bank approach'
A
Tighter credit underwriting norms & enhancing risk management framework
Policy & Thresholds
Tighter policy norms pertaining to complex & structured
transactions to address inherent risks in the
transactions
Introduction of pre-screening process with defined go/
no go criteria
Rationalization of Single Borrower limit linked to
Internal Rating; Correlated with Net Profits & much
below RBI prescribed norms
Proactive Portfolio Monitoring
Implementation of robust Early Warning Signals (EWS)
Systems for taking timely remedial action
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Group Borrower exposures strategies basis Strength &
Standing of Group
Strengthen Credit Quality Assurance Unit to enhance
stress identification
Conservative Capping of Sensitive Sector Exposures;
Tightening of Concentration Exposure norms
Enhancing rigor and frequency of internal reviews
across Business & Credit
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