Investor Presentaiton
Cost-to-Income Ratio at 43.6% and BOPO at 70.0%
Cost-to-Income Ratio
Rp billion, %
I General & Administration Expenses
Total Income 1)
45.4%
5,039
Employee Expense
Cost-to-Income Ratio 2)
43.6%
5,733
2,500
2,288
58%
57%
42%
1H22
43%
1H23
BOPO Ratio
Rp billion, %
Total Operating Income 1)
Total Operating Expenses 2) BOPO 3)
69.5%
6,867
4,774
1H22
70.0%
8,744
6,118
1H23
Notes:
1) Total Income: Net Interest Income and Non-Interest Income.
2) Cost-to-Income Ratio: Operating Expenses/Total Income.
Notes:
1) Total Operating Income: Interest Income and Non-Interest Income.
2) Total Operating Expenses: Interest Expense, Operating Expense and
Provision Expense.
3) BOPO: Total Operating Expenses/Total Operating Income.
ā OCBC NISP
OCBCNISP Information Classification: Public
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