bank bjb Financial Performance Review

Restructured Loans Consumer Micro Corporate & Commercial Mortgage % Loan Restruct (Rp Tr) (%) 5,000 100% 10 4,625 4,655 4,602 4,484 4,551 4,500 4,000 3,500 T 3,000 2,772 ■Consumer ■Micro Corporate & Commercial ■Mortgage bank bjb 18% 18% 18% 18% 18% 22% 22% 23% 30% 80% 854 844 825 812 3,878 801 3,851 3,801 60% 25% 47% 49% 50% 61% 63% 64% 65% 66% 847 848 869 40% 32% 20% 22% 2,500 21% 21% 831 2,814 2,921 16% 2,947 15% 14% 13% 2,919 3,013 13% 13% 1,840 2,000 1,899 9% 7% 7% 5% 4% 4% 4% 3% 1,898 0% 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 687 1,500 Restructured Loan Composition Based On Covid and Non-Covid (1Q23) Covid 66.0% 2 ך Non-Covid 34.0% 1,000 896 861 821 781 735 692 Restructured Loan Composition Based On Economic Sector (1Q23) 500 653 604 587 Construction 358 330 283 253 222 28.1% Household 18.6% Construction 18.1% Industry Others 17.4% 17.8% 198 177 160 139 0 0 1 T 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 28

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