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Investor Presentaiton

9 Highlights • Mutual of Omaha is comprised of two primary insurance companies: · Mutual of Omaha - Health Products United of Omaha - Health, Life, Annuities and Retirement Products Robust Balance Sheet Strong balance sheet, supported by a high level of risk-based capital (470% RBC ratio for Mutual of Omaha as of YE 2022) Performance demonstrates long- term financial strength, stability, and policyholder focus Commitment to stable ratings • • • Diversification Positive growth in all business areas across a diversified distribution and product set Continued balance of mortality, morbidity and interest rate risk Top 10 market share in total life sales, Medicare supplement, whole life sales and indexed universal life sales • • Differentiation Business Units organized around customer segments drive customer-specific solution development and channel distribution strategies More than 22 million lives covered in 2022, through broad portfolio of products/services differentiated by a range of customer value propositions MutuaОтана CONFIDENTIAL
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