Investor Presentaiton

Economic Outlook - Ireland Actual Forecast % Growth 2004 2005 2006 2007 GDP 4.5 5.0 6.0 6.0 GNP 4..0 6.0 6.0 6.0 Consumer Spending 3.8 5.5 7.0 9.0 Exports Inflation 7.0 3.2 6.0 6.0 2.2 2.5 2.5 2.5 Unemployment 4.5 4.3 4.2 4.3 Source: Bank of Ireland Global Markets Forecasts as at October 2005 Bank of Ireland KKO

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