Investor Presentaiton

Wholesale Banking FY21 Others (RM 'mil) 4Q21 Q-o-Q Y-o-Y BAU* 1% Net interest income 955 (0.6%) 3,740 9.0% Singapore 17% Non interest income 288 (7.1%) 1,481 0.8% Thailand Operating income 1,243 (2.2%) 5,221 6.6% 8% Overhead expenses (539) 10.2% (2,017) 5.8% Gross Loans RM 116.6 bil 1.6% Malaysia 55% PPOP 704 (10.0%) 3,204 7.1% Indonesia 19% (Provisions) / Write back. (403) (906.0%) (813) (68.1%) Share of JV / Associates 20 (13.0%) 84 29.2% PBT 321 (62.5%) 2,475 383.4% Corporate Banking (10) (102.0%) 931 388.2% Treasury & Markets~ 305 (15.5%) 1,431 126.1% Fixed and Structured Deposits 73% Current Account 24% Investment Banking+ 26 550.0% 113 (44.1%) PBT 321 (62.5%) 2,475 383.4% Deposits RM 187.3 bil 14.3% Savings Account 3% Σ FY21 performance underpinned by improved Treasury & Markets and lower provisions. PBT -62.5% QoQ due to weaker PPOP and higher provisions in Malaysia and Indonesia Σ Gross loans were 1.6% higher YoY. Deposits grew strongly at 14.3% YoY * Notes: Excludes 3Q21 exceptional items of RM463 mil ~ Including treasury operations, markets and transaction banking 18 + Including advisory, equities, capital markets, private banking and research

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