HDFC Q3 FY22 Financial Highlights

PRODUCTIVITY RATIOS Dec-21 Dec-20 HDFC WITH YOU, RIGHT THROUGH Number of employees 3,514 Number of outlets 3,181 445 387 Profit per employee (US$ '000)* 513 499 Assets per employee (US$ mn) 23.1 22.8 Admin costs/assets (%)^ 0.25 0.25 Cost income ratio (%)^ 8.1 8.1 ^Excluding notional cost of ESOS and CSR expenses 27 27

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