Scotiabank Outlook Presentation

Scotiabank Good start - meeting most 2003 targets ROE Q1/03 Target 16.6% VS. 15-18% EPS Growth* 1% VS. 5-10% Productivity Tier 1 51.2% VS. <58% 10.0% VS. 8%+ *excluding 2002 charges relating to Argentina Scotiabank 5 Performance Review Sabi Marwah Senior Executive Vice-President & Chief Financial Officer 6

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