Investor Presentaiton

Strong Capital Position Q/Q CHANGE IN CET1 RATIO (%)¹ 21 bps 9 bps 11.5% (16 bps) (12 bps) (2 bps) 11.5% . . Internal capital generation supported organic growth across all business lines and contributed an additional 5 basis points to the CET1 ratio The revaluation of FVOCI securities mitigated much of the one-time impact of the Canada Recovery Dividend Adoption of Basel III reforms in Q2 2023 is estimated to benefit capital by approximately 20 to 30 bps Q4 2022 Reported Earnings less RWA Growth dividends (ex. FX) Canada Recovery Dividend FVOCI securities Other (net) Q1 2023 Reported Internal capital generation 462.4 Q/Q CHANGE IN RISK WEIGHTED ASSETS ($Bn) 2.7 6.7 (0.7) 0.2 0.2 471.5 Q4 2022 Business Growth Book Quality FX & Other Market Risk Operational Q1 2023 Risk 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (November 2018) • Q/Q growth in RWA of $9.1 billion was primarily from continued strong business line growth Foreign currency also contributed to higher RWA this quarter 6

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