Investor Presentaiton
Company Overview
++ ESAF
ESAF SMALL FINANCE BANK
Joy of Banking
ESAF Foundation (formerly known as Evangelical Social Action Forum) was founded by ESAF SFB's
individual promoter, Mr. Kadambelil Paul Thomas, along with others, in 1992
o With roots of micro-financing business tracing back to 1995; ESAF SFB along with its promoters has
over 28 years of experience in the Indian MFI space primarily serving the unserved and underserved
○ ESAF Financial Holdings Private Limited transferred its lending and financing business to ESAF SFB
pursuant to the business transfer agreement dated 22 Feb 2017
Kadambelil Paul
Thomas
6.94%
Structure as on Sep 30, 2023
ESAF Financial
Holdings Private
Limited
62.46%
Dia Vikas*
(19.99%)
SIDBI**
(11.17%)
31.16%
ESMACO
Total Business
(AUM + Deposits)
* 34,906 crs
Advances under
Management (AUM)
* 17,490 crs
Deposit
* 17,416 crs
ESAF Small Finance
Bank
63.49%
Others¹
5.35%
ESMACO &
Others 2
5.03%
Vision
"To be India's leading social bank that offers
equal opportunities for the whole society
through universal access and financial
deepening, thus promoting financial inclusion,
livelihood and economic development as a
whole"
Mission
"To provide responsive banking services to the
underserved and un-served households in
India facilitated by customer-centric products,
high quality service and innovative
technology."
Other
Shareholders
25.57%
Promoter/ Promoter Group entities
Public shareholders
¹Other Shareholders include ESAF Staff Welfare Trust, Cedar Retail Pvt Ltd. and Individuals;
^Others include ESAF Staff Welfare Trust and other individuals
2Others include individuals forming part of the promoter group
*Dia Vikas Capital Private Limited
**SIDBI Trustee Company Limited - A/C Samridhi Fund
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