Investor Presentaiton

12 SUMMARY OF INTEREST-BEARING LOANS AND BORROWINGS Lender Loan start date Purpose Grace period (months) Term (months) Value (R$'000) Repayable by Total interest payable* Santander Oct, 2020 Equipment and working capital ABC Brazil Aug, 2020 Equipment and working capital ōō 01 36 2,000 Oct, 2023 11.11% 01 36 2,000 Aug, 2023 10.54% Santander July, 2020 Equipment 06 18 359 July, 2022 14.86% Bradesco July, 2020 Equipment and working capital 06 60 5,000 July, 2025 10.95% Bradesco Mar, 2020 Vehicle 01 48 119 Apr, 2024 12.49% Santander Jan, 2020 Equipment 06 36 364 June, 2023 12.72% Bradesco Jan, 2020 Equipment 00 48 450 Feb, 2024 13.31% Bradesco Oct, 2019 Working capital 03 15 450 Feb, 2021 14.03% Santander Apr, 2019 Equipment 01 36 73 Oct, 2022 11.54% Santander Apr, 2019 Equipment 01 36 150 Oct, 2022 11.54% Santander May, 2018 Equipment 12 60 1,040 May, 2023 11.55% - * Inc Variable interest (IPCA) - Broad Consumer Price Index, a measure of the average price needed to buy consumer goods and services. The Company's current loan rates vary from 10.95% to 14.86% per annum. The Brazilian Government long term bond rate is currently 7.5% per annum. The Company's last loan rates are an average 3% higher than the government bonds, which management considers to be competitive VERDE AGRITECH

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