Volvo Group Fourth Quarter 2021 Electrification and Financial Report

Financial Services Credit portfolio and profitability NEW RETAIL FINANCING SEK bn ADJUSTED OPERATING INCOME * SEK M 12 months SEK 85.1 bn 12 months SEK 3 279 M CREDIT PORTFOLIO & ROE SEK bn ROE 12 months 18.0% Currency SEK +21 M 25.8 858 170 172 24.8 21.5 152 704 521 Q4 2019 Q1 Q2 Q3 Q4 Q1 2020 Q2 Q3 Q4 2021 Q4 2019 Q1 Q2 Q3 Q4 Q1 Q2 2020 Q3 Q4 2021 Volvo Group Fourth Quarter 2021 *For information on adjustments, see note 7 in the quarterly report Q4 2019 Q1 Q2 Q3 Q4 2020 Q1 Q2 Q3 Q4 2021 2022-01-28 26

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