SEB Nordic Outlook
39
16.9
EBA stress test 2021 confirms SEB's robust capital position
Lowest year-end CET1 ratio under the Adverse scenario (%)
16.7
16.2
15.5
CGD
Pekao
PKO Bank
15.4
15.2
15.2
15.0
Swedbank
KBC
Nykredit
14.9
14.0
13.8
Belfius
13.7
ABN
13.5
Nordea
13.4
Crédit Mut.
13.4
OP
12.7
SBAB
12.0
Jyske
11.6
Danske
11.3
LBP
11.3
OTP
11.2
Bankinter
11.1
ING
11.0
Crédit Ag.
10.6
BPCE
10.2
DZ
10.2
Erste
10.2
Rabobank
10.0
BayernLB
10.0
Medioban.
9.7
Intesa
9.4
UniCredit
9.2
RBI
9.0
AIB
8.8
BBVA
8.7
Santander
8.7
Helaba
8.6
LBBW
8.4
BNPP
8.2
Commerz.
8.2
BCP
8.1
BOI
8.1
SocGen
7.5
DB
BPM
7.4
7.0
Sabadell
HSBC CE
6.5
5.9
SEB
DNB
SHB
Volkswagen
LF Bank
NWB and BNG excluded, as not directly comparable banking model.
MPS
Adverse scenario assumptions -cumulative GDP change (%)
-2.8
-3.3
-3.6
-4.1
-4.4
Finland
Norway
Baseline scenario CET1 generation (%)
2.1
Denmark
Sweden
1.9
1.3
1.1
1.7
1.3
0.8
0.8
0.9
2021
2022
2023
Adverse scenario CET1 generation (%)
0.7
0.8
0.1
0.3
-0.1
-0.8
-0.1
-1.6
-1.6
2021
2022
2023
―SEB
-Regional peers EU/EEA Average
Regional peers include Danske Bank, DNB, Handelsbanken, Nordea, Nykredit, OP and Swedbank
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