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Investor Presentaiton

HIGH-LEVEL INTEGRATION PLAN AND TIMELINE 3-6 Months Pre-Closing Phase Appoint broader leadership and management team Develop integration roadmap and governance, including integration planning committee Launch regulatory approvals process • Conduct shareholders meetings Complete transaction 12-18 Months Post-Closing Phase 1: Customer readiness • Develop combined business strategy Convert all non-Islamic operations to Islamic¹ Integrate the organization ― Back office, support and control functions integration (e.g. HR, finance, credit systems) Business functions integration and customer migration 12-24 Months Post-Closing Phase 2: Operational readiness Roll out revenue generation initiatives for the combined customer portfolio Scale up acquisition campaign for new customers of Digital Bank Rationalize technology systems Prepare the detailed integration plans for all workstreams - Distribution network optimization Technology conversion and migration Implement branding strategy Launch Minimum Viable Product of Digital Bank Note: Conversion timeline will vary country to country; all conversion expected to be complete within 18 - 36 months. البنك الأهلى المسجد بيت التمويل الكويتي Kuwait Finance House 19 ahli united bank
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