Investor Presentaiton
BOC- Main performance indicators
30 September 2015
Ratios
ROAA**
ROE **
Group 9M 2015
0,4%
2,8%
Performance
Net Interest Margin
3,85%
Cost to income ratio
Loans to deposits
90+ DPD (€mn)/ 90+ DPD ratio
38%
132%
11.998 (52,5%)
90+ DPD coverage
41%
Asset Quality
Capital
Cost of risk**
Provisions Gross Loans
Transitional Common Equity Tier 1 capital (€ mn)
CET1 ratio (transitional basis) (%)
2,1%*
21,6%
3,231
15,6%
Total Equity Total Assets
14,5%
Shareholder's Equity
(€ mn)
Intangible assets
(€ mn)
# shares
Book Value per
Tangible Book Value per
(mn)
share
share
31/12/2013
2.663
131
4.684
0,57
0,54
31/03/2014
2.689
130
4.700
0,57
0,54
30/06/2014
2.748
135
4.756
0,58
0,55
30/09/2014
3.728
135
8.922
0,42
0,40
31/12/2014
3.465
127
8.922
0,39
0,37
31/03/2015
3.502
130
8.923
0,39
0,38
30/06/2015
3.506
128
8.923
0,39
0,38
30/09/2015
3.518
131
8.923
0,39
0,38
**
* Calculated as the provisions for impairment of customer loans, including provisions of discontinued operations, (in total €635 mn) net of gains
on derecognition and changes in expected cash flows on acquired loans (totalling €263 mn) over average gross loans
Annualised figures
Bank of Cyprus
KOINO
ΚΥΠΡΙ
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