Santander Business Strategy and Financial Inclusion

Asset Quality Market: 4.3% as at Jun/21 2.3% 1.5% NPE Ratio 4.8% 2.8% 7.3% 90.0% 83.4% NPE Coverage Ratio 68.6% 112.5% Market: 55.5% as at Jun/21 81.5% ST Bank # Bank # Bank # Bank # ST Bank # Bank # Bank # Bank # Santander As at Sep/21 27

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