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Investor Presentaiton

Net income evolution (in Rs. Cr) Income Evolution Movement in NIM 461 484 424 449 404 178 146 74 64 30 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 NII Other Income Non-interest income * evolution 28.45% 23.22% 2.89% 14.79% 12.13% 2.30% 6.83% 1.11% 1.52% 0.57% Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 8.47% equitas Equitas Small Finance Bank Q3FY21 Q3 & Q4FY21 -0.33% 0.30% 7.57% -0.63% -0.24% Q3FY21 NIM Ex-Gratia NPA impact Yield on Advances Cost of funds Q4FY21 NIM Other Income Break-up (Rs. Cr) 1% 25% 86% 39% 34% Banking Fees & Other Charges 14% Distribution Fee Income Non Interest Income as a % of assets Non Interest Income as a % of Net Income * Non Interest Income = Other income + PSLC fee income | Net Income is NII + Other Income + PSLC | Liabitlities Segment Fee Income PSLC Fee Income Asset Segment Fee Income Treasury Gain/Loss [Net] 12
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