Investor Presentaiton

14 Fleet Insurance • . • Fleet market saw 1.4% growth in 2005 to £2.24bn GWP The top 3 insurers - R&SA, Norwich Union and Zurich - share 59% of the market Predominantly it is distributed by brokers Leading brokers include: - Aon - - - Marsh Willis HSBC Towergate - THB - RL Davison - Smart & Cook - Giles - Heath Lambert - Jelf Source: Datamonitor Fleet Market Share 2005 IAG Insurance Australia Group Royal & SunAlliance 24% Others Equity 16% 4% HSBC 1% Groupama 1% Highway 2% NIG 2% Brit 2% AXA 4% Allianz 9% Zurich 15% Norwich Union 20%

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