Investor Presentaiton

1 Emirates NBD VISION "TO BE THE MOST INNOVATIVE BANK FOR OUR CUSTOMERS, PEOPLE AND COMMUNITIES" PURPOSE CREATE OPPORTUNITIES TO PROSPER VALUES • COLLABORATION ⚫ OWNERSHIP • • ⚫ DRIVE • ENTERPRISING Looking to the Future with Confidence H.H. Sheikh Mohammed Bin Zayed Al Nahyan President of the United Arab Emirates and Ruler of Abu Dhabi H.H. Sheikh Mohammed Bin Rashid Al Maktoum Vice President and Prime Minister of the United Arab Emirates and Ruler of Dubai H.H. Sheikh Hamdan Bin Mohammed Bin Rashid Al Maktoum Crown Prince of Dubai H.H. Sheikh Maktoum Bin Mohammed Bin Rashid Al Maktoum Deputy Ruler of Dubai, Deputy Prime Minister and Minister of Finance of the United Arab Emirates ANNUAL REPORT 20 202 2

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