Financial Analysis and Currency Deposits
Continuous progress on NPE reduction across all segments
Focus shifts to Retail
€ mn
600
Corporate
187
€211 mn
Terminated Corporate
24
SME
35
€69 mn
Terminated SMEs
34
Retail
137
€320 mn
Corporate
Dec 21
Inflows
Exits
Jun 22
HFS
Pro forma
for HFS
SME
Dec 21
Inflows
Exits
Jun 22
HFS
Pro forma
for HFS
Terminated Retail
183
Jun 22
pro forma for HFS
Retail
Dec 21
Inflows
Exits
Jun 22
Pro forma
(20)
89
99
69
69
(28)
Jun 2022
Pro forma
NPE ratio
4.4%
281
14
NPE coverage
83%
(64)
NPE total coverage
127%
231
(20)
211
Jun 2022
Pro forma
113
NPE ratio
6.0%
NPE coverage
67%
NPE total coverage
144%
Jun 2022
Pro forma
949
NPE ratio
7.1%
8
(109)
NPE coverage
848
➤ Retail Housing
39%
HFS
(528)
➤ Retail Other
50%
320
for HFS
NPE total coverage
129%
48View entire presentation