Investor Presentaiton

Our loan book is highly collateralized with a majority in Switzerland Group gross loans - 4Q22 Corporate & institutional¹ CHF 115 bn or 43% Consumer2 Provision for credit losses ratio vs. peers4 Provision for credit losses / average net loans, in bps Swiss Bank & Wealth Management PCL ratio each average 8 bps 2018-2021 1% 9% Governments and public institutions CHF 151 bn or 57% Mortgages 40% 23% Financial institutions CHF 266 bn Loans collateralized by securities Consumer finance ■Credit Suisse ■ Peers Commercial and industrial loans 10% 2% 14% 70 Real estate Reported at fair value → 3% Collateralization³ → 89% Switzerland share of Group gross loans – 4Q22 38% CHF 266 bn Switzerland Others 62% 103 144 bps incl. CHF 4.3 bn 43 37 34 Archegos provision 32 11 7 9 (3) (12) 6 2010-2017 avg. 2018 2019 2020 20215 9M225 1 Classified by counterparty type 2 Classified by product type 16 3 Percentage of collateralized loans in relation to gross loans 4 Source: Bloomberg (all numbers in CHF), Company filings as of 9M22. Peers include Bank of America, Barclays, BNP, Citigroup, Deutsche Bank, Goldman Sachs, HSBC, JP Morgan, Morgan Stanley, Société Générale, Standard Chartered and UBS 5 Credit Suisse PCL ratio excludes Archegos provision CREDIT SUISSE

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