Strategy in Action Investor Presentation

Strong Growth Year-over-Year Business Line Canadian Banking International Banking Global Wealth Management Net Income Revenue Growth Growth 20.8% 13.3% 19.2% 21.0% 7.6% 12.3% Global Banking and Markets 28.3% 12.3% All Bank Note: Excludes real estate gains in Q1 2012 (1) Before deduction of non-controlling interest (2) 12% growth after deduction of non-controlling interest Scotiabank Financial Review Sean McGuckin Chief Financial Officer 21.1% 14.8% Scotiabank

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