RBL Bank Financial Performance Update

Credit Cards - Portfolio Trends Cards in Force (Million) Acquisition (Million) 0.59 0.55 0.52 4.24 4.32 4.36 4.41 0.45 0.43 4.10 3.91 3.68 0.19 0.18 0.18 March June Sep 2022 2022 2022 Dec 2022 Jan 23 Feb 23 March Q4'22 Q1'23 Q2'23 Q3'23* Q4'23 Jan'23 Feb'23 Mar'23 23 Gross Advances Breakup (Cr.) 13,603 14,281 14,908 15,734 16,221 16,749 16,852 Total Spends (Cr.) 15,821 16,562 14,129 28% 29% 31% 31% 31% 32% 31% 13,161 12,276 22% 23% 22% 22% 22% 22% 22% 50% 48% 47% 47% 47% 46% 47% 6,044 5,376 4,999 March June Sep 2022 2022 2022 Dec 2022 Jan 23 Feb 23 March 23 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Jan 23 Feb'23 Mar'23 ■Term ■Revolver ■Transactor apno ka bank | RBL Bank Q3'23* Acquisition numbers reinstated basis actuals 49

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