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Investor Presentaiton

MyState Sub Debt Issue | Investor Presentation 28 Limited COVID-19 profile of customers provided assistance Home Loan LVR Breakdown Total COVID-19 Loans 0.9% 1.4% 0.8% 96.6% ■ Housing ■Commercial ■ Personal Loans - P2P Data as at 31 May 2020 ■ Personal Loans - Direct ■ Overdrafts 0.3% 6.9% 7.3% 6.1% 79.7% ■ <=80% ■80.01%-85% ■85.01%-90% ■ 90%+ Residential Portfolio - P&I v IO Residential Portfolio - OO V INV 88.85% 79.2% 20.8% 11.15% P&I Interest Only Investor Owner Occupier

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