Financial and Mortgage Portfolio Overview
This is Íslandsbanki
Moving Iceland forward by empowering our customers to succeed
Vision and Values
The Bank
Vision to be
#1 for service
My
ケニ
Passion Professionalism Collaboration
رام
FTES
702
number of FTEs at
Íslandsbanki at
period end
ergo ☑
12
EID
branches
Listed to
Nasdaq
Iceland as
of June
2021
Market share1
31% retail customers
In 37% SMES
HI 35% large
companies
Sustainability 2Q22
Íslandsbanki receives top ESG
coz score (90/100) from Reitun for
the second year in a row
The Bank's score for
environmental practices has
risen by 12.9% year-on-year
Total avoided greenhouse
gas emissions in 2021
~16,800 tCO2e
Key Figures 2Q22
Ratings and certifications
ROE
11.7%
LCR
147%
Group, all currencies
S&P Global
Cost-to-income ratio
42.7%
NSFR
118%
Ratings
Group, all currencies
CET1 ratio²
18.2%
Leverage ratio²
12.5%
BBB/A-2
Stable outlook
Total capital ratio²
21.5%
Total assets
ISK 1,437bn
EQUAL PAY
CERTIFICATE
2018-2021
1. Based on Gallup surveys regarding primary bank. 12 months rolling average for retail customers, December 2021 survey for SMEs and 2021 average for large companies.
Digital milestones 2Q22
New pension platform
☐ released, enables self service
for pension customers
Corporates can apply for and
modify overdraft in app
EXEMPLARY IN
CORPORATE GOVERNANCE
App available in Polish.
2
August-September 2022View entire presentation