Investor Presentaiton

Economic Aspect Pursuing new opportunities and continuously expanding >> Rising EV financing portfolio Loan outstanding for EV financing in Rp billion 59 327 274 751 Increased 15x YoY >>> 3Q23 New Booking 877 Financing amount Rp 277 bn ▲ 9.0x YoY Providing financial solutions for entrepreneurs No. of woman debtors 43k debtors ▲ 23% YoY Loan O/S to woman debtors Rp 14.3 tn ▲ 20% YoY Multipurpose loans for MSMEs KaMU Mart >>> Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 Issued sustainability-linked loans (SLL) Debtor Description Cement manufacturer No. of units financed No. of MSME 619 units debtors financed 209k debtors (cumulative) 19% YoY Sustainability Performance Targets (SPT) CO2 emission reduction Palm oil plantation Sustainable palm oil certifications Analyst Meeting 9M-23 GRUP CA BCA Always by your side BCA FEST MULTIPURPOSE LOANS START FROM 3,12 P/P EFF.P.A Total SLL disbursed Rp 319 bn Moving towards more sustainable palm oil sector ► Financing to certified palm oil (ISPO/RSPO). Adopt no-deforestation, no-peat, no-exploitation (NDPE) principles. Local community empowerment through financing to plasma farmers, in collaboration with corporate customers. 69% of palm oil debtors were ISPO/RSPO certified in Sep-23, compared to 50% in Dec-20. PT Bank Central Asia Tbk 27

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