Investor Presentaiton
Despite achieving strong operational performance
Non-Performing Loan Ratio (%), 2022
BTPN
Bank Negara Indonesia
Bank Rakyat Indonesia
Bank Mandiri
1.88
Bank Central Asia
1.7
1.73% 0.17%
Capital Adequacy Ratio (%), 2022
CASA Ratio (%), 2022
25.01
BTPN
Bank Negara Indonesia
24.5
Bank Rakyat Indonesia
Bank Mandiri
25.8
Bank Central Asia
2.65
BTPN
2.8
Bank Negara Indonesia
17.5
2.82
Bank Rakyat Indonesia
Bank Mandiri
18.36
Bank Central Asia
15.5%
25.8%
42%
APAC average
Bendigo Bank
Best in class
Bank Central Asia
APAC average
Best in class
APAC average
Source: Industry reporting, annual reports, investor presentation, twimbit analysis
Note: Figures for BTPN pertain to FY21 whereas figures for other banks pertain to FY22
34.5
81.9%
72.4
66.7
Bank Central Asia
Best in class
73.4
81.9
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