Investor Presentaiton

FEES LOWER TRANSACTIONALITY IN THE YEAR AND STRONGER COMMERCIAL MOMENTUM IN THE QUARTER FEES (R$ million) (R$ million) 12M20 % 12M % 3M 7% -1% Cards 5,730 -8.0% 14.0% 8% Current account 3,966 2.8% 3.5% Insurance 3,117 0.0% 21.7% 18,684 18,464 Asset management 1,017 -6.4% 5.6% 5,133 4,803 4,746 Lending operations 1,438 4.2% 2.9% Collection services 1,471 -2.9% 4.4% Securities brokerage and 1,062 8.1% -38.1% placement Others 663 28.8% 50.5% 4Q19 3Q20 4Q20 2019 2020 Santander Total 18,464 -1.2% 8.2% 38

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