3Q20 Financial Performance
GROUP BALANCE SHEET
75
Change
Change
GEL thousands, unless otherwise noted
Sep-20
Sep-19
Jun-20
y-o-y
9-0-9
Cash and cash equivalents
2,154,224
1,369,169
57.3%
1,633,755
31.9%
Amounts due from credit institutions
1,980,195
1,834,220
8.0%
1,700,075
16.5%
Investment securities
2,205,244
1,895,722
16.3%
2,113,900
4.3%
Loans to customers and finance lease receivables
13,627,144
11,339,745
20.2%
12,599,092
8.2%
Accounts receivable and other loans
4,935
4,475
10.3%
4,060
21.6%
Prepayments
Inventories
Right-of-use assets
Investment property
Property and equipment
Goodwill
Intangible assets
Income tax assets
32,021
43,795
-26.9%
31,513
1.6%
11,406
11,257
1.3%
13,901
-17.9%
85,859
106,130
-19.1%
89,758
-4.3%
221,517
193,499
14.5%
212,182
4.4%
390,401
364,405
7.1%
396,272
-1.5%
33,351
33,351
0.0%
33,351
0.0%
117,941
95,829
23.1%
116,355
1.4%
40,484
7,682
NMF
54,595
-25.8%
Other assets
216,159
202,426
6.8%
139,945
54.5%
Assets held for sale
46,072
38,987
18.2%
45,212
1.9%
Total assets
21,166,953
17,540,692
20.7%
19,183,966
10.3%
Client deposits and notes
12,985,039
9,613,718
35.1%
11,583,139
12.1%
Amounts owed to credit institutions
3,757,646
3,437,718
9.3%
3,521,860
6.7%
Debt securities issued
1,628,188
2,175,820
-25.2%
1,561,933
4.2%
Lease liabilities
98,522
105,285
-6.4%
96,878
1.7%
Accruals and deferred income.
43,474
41,521
4.7%
37,257
16.7%
Income tax liabilities
70,854
39,251
80.5%
70,171
1.0%
Other liabilities
212,093
87,520
142.3%
112,929
87.8%
Total liabilities
Share capital
Additional paid-in capital
Treasury shares
18,795,816
1,618
513,407
(54)
15,500,833
21.3%
16,984,167
10.7%
1,618
0.0%
1,618
0.0%
498,593
3.0%
500,887
2.5%
(53)
1.9%
(54)
0.0%
Other reserves
38,201
28,472
34.2%
25,417
50.3%
Retained earnings
1,807,432
1,502,248
Total equity attributable to shareholders of the Group
2,360,604
2,030,878
20.3%
16.2%
1,662,164
2,190,032
8.7%
7.8%
Non-controlling interests
10,533
Total equity
2,371,137
Total liabilities and equity
21,166,953
Book value per share
49.67
8,981
2,039,859
17,540,692
42.69
17.3%
9,767
7.8%
16.2%
2,199,799
7.8%
20.7%
16.4%
19,183,966
10.3%
46.07
7.8%View entire presentation