Investor Presentaiton

Reconciliation for non-GAAP Financial Measures ($Bn) Reported Basis Reported Basis (Constant FX)1 Average Loans FY19 FY20 FY21 FY22 Q3/21 Q3/22 Q3/23 FY19 FY20 FY21 FY22 Q3/21 Q3/22 Q3/23 Mexico 30 32 31 35 30 36 45 32 36 35 39 36 42 45 Peru 21 23 20 21 19 22 23 20 21 21 23 22 24 23 Chile 47 46 46 48 46 48 57 41 45 46 52 46 54 57 Colombia 12 12 11 12 10 12 12 9 10 10 11 10 12 12 ($Bn) Average Deposits² Q3/22 Mexico Peru Chile Colombia ($Bn) Reported Basis Pacific Alliance² Q3/22 Q2/23 Q3/23 Q3/22 Reported Basis (Constant FX)¹ Q2/23 Q3/23 Average Loans 118 136 138 132 138 138 Average Deposits 80 94 96 90 96 96 Average International Banking Deposits ($Bn) Personal Non-Personal 37 72 41 Q3/22 Q2/23 Q3/23 42 Q3/22 Q2/23 Q3/23 85 87 41 79 41 42 86 87 Reported Basis Q2/23 Q3/23 Q3/22 33 42 45 39 44 45 16 16 16 17 16 16 21 26 25 24 26 25 10 10 9 10 10 9 Reported Basis (Constant FX)1 Q2/23 Q3/23 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca ; 2 Countries may not add due to rounding 92 22

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