Investor Presentaiton

Key Performance Highlights - H1 FY18 vs H1 FY17 CELLENCE THROUGH E MAS FINANCIAL SERVICES LTD. The Power of Distribution AUM PAT ROTA* NET NPA COB* ICR H1 FY18 INR 34,740 Mn INR 481 Mn 4.36% 0.96% 8.94% 1.96 times 26% 42% 20% 7% 5% 17% H1 FY17 INR 27,665 Mn INR 340 Mn 3.64% 1.03% 9.40% 1.67 times ABBREVIATIONS AUM ASSET UNDER MANAGEMENT PAT PROFIT AFTER TAX ROTA RETURN ON AVG. TOTAL ASSET NPA NON PERFORMING ASSETS COB COST OF BORROWING ICR INTEREST COVERAGE RATIO * Figures have been annualized.

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