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Investor Presentaiton

Branch Network 2006 Highlights equity INSURANCE BROKERS Highlights • • 21 acquisitions (11 branches; 10 infills) with estimated annualised GWP of £17m and 37k policies Agreement to acquire Open + Direct Insurance Services (£46m GWP; 90k policies) - completed 17 January 2007. Now largest broker in Northern Ireland. • 52% of Branch GWP with ERS by December 2006 (2002 6.4%) . 14 branches refurbished . All branches re-branded to 'Equity Insurance' . Short-listed for Insurance Times "Personal Lines Broker of the Year" Award

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