Investor Presentaiton
Strengthening the Agro ecosystem with a
presence throughout the value chain
Customer base
EOE monetization
Business
expansion
Innovation and
technology
GRONEGÓCI
300 specialists
spread across Brazil
+39% in 2 years
Agro portfolio¹
(R$ billion)
+68%
42.1
32.7
25.0
Cross-selling with a strong
increase
Participation in major
industry fairs
R$ 5.4 billion
prospected in 1H23 (+59% YoY)
+ R$17 billion
in 2 years
Leading on-lending provider of
the low-carbon line²
Jun/21
Jun/22
Jun/23
313
specialized stores
Portfolio 79% of the portfolio is derived
from nonearmarked credit
across Brazil
mix
Select stores presence
Business stores presence
Agro stores presence
21%
33%
41%
67%
79%
59%
Jun/21
Jun/22
Jun/23
Nonearmarked Credit
Earmarked Credit
0800 286 8484
FAQ www.santander.com.br/faq
1
Digital transformation
Automatic credit approval, with
harvest predictability
Document recognition
technology via OCR³
We have shortened the lead-time by
53% in Retail contracts and by 67%
in Wholesale contracts
Considering loans and private securities. 2 ABC program of BNDES. 2022 Data. 3 Optical Character Recognition.
17
INVESTOR RELATIONS
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