Wholesale Banking - Positioned for Growth

Gross Impaired Loan Formations By Business Segment GIL Formations¹: $MM and Ratios² 18 18 bps 16 14 14 $1,599 $55/6 bps $1,677 $1/1 bp $1,209 $38/4 bps $1,350 $1,259 $2/3 bps $998 / $730/ $845/ 34 bps 39 bps $654/ 31 bps $645/ 27 bps 29 bps $620/ $612/ $517/ $699/ 13 bps $678 / 12 bps 12 bps 12 bps 10 bps Q4/22 Q1/23 Q2/23 Q3/23 Q4/23 ■Canadian Personal & Commercial Banking ■Wholesale Banking ■U.S. Retail Wealth Management & Insurance TD Highlights ■ Gross impaired loan formations were stable quarter-over-quarter 56 56

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