Q3 2022 Financial Performance Review
MKB
BANK
Unadjusted KPIs
Annexes Unadjusted Profit
KPIs based on unadjusted PAT
(HUF bn)
MKB BANK
2021
2022
A%-p
A%-p
A%-p
Q3
Q3 (Y)
FY
Q1
Q2
Q3
Q3 (Y)
Y-Y (Y)
Y-Y
Q-Q
Profitability
TRM - Total Revenue Margin
3.67%
3.77%
3.70%
3.82%
4.65%
4.84%
4.45%
0.68%
1.17%
0.19%
NIM - Net Interest Margin
2.29%
2.21%
2.20%
3.01%
3.79%
4.31%
3.71%
1.50%
2.02%
0.52%
NFM-Net Fee Margin
CIM - Core Income Margin
Efficiency
CIR - Cost-to-Income Ratio
C/TA Cost-to-Total Assets
0.83%
0.77%
0.79%
0.70%
0.80%
0.60%
0.70%
-0.07%
-0.22%
-0.20%
3.12%
2.98%
2.99%
3.71%
4.59%
4.91%
4.41%
1.43%
1.79%
0.32%
56.56%
55.23%
61.03%
51.54%
51.55%
2.08%
2.08%
2.26%
1.97%
2.40%
ROAE - Return on Average Equity
14.10%
15.79%
10.60%
22.98%
ROMC - Return on Minimum Capital Required
18.05% 20.35%
13.68%
Risk% - Risk Cost Ratio
-0.05%
0.10%
0.75%
30.58%
-0.22%
42.68%
2.07%
5.25% 23.10%
7.38% 34.11%
0.15% 2.21%
48.24%
2.14%
17.12%
24.03%
0.74%
-7.00% -13.88%
-8.87%
0.06%
1.33%
3.68% 16.06%
0.65%
-0.01%
-0.33%
9.00%
17.85%
26.73%
2.26%
2.06%
Equity share information
EPS-Earning Per Share (HUF, annualized)
311.4
342.0
231.1
518.1
121.3
550.2
396.5
54.6
238.8
428.9
59
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