Summary Observations Regarding CVR's Campaign

Delivering Value for Shareholders Integrated and Synergistic Portfolio with Increasingly Stable Cash Flows 25% 2019A Adj. Segment Earnings(1) O 75% Projected growth from midstream and retail (excludes upside from new stores) Refining Midstream & Retail Efficient Operations and Continuing Cost Reductions Commitment to Peer-Leading Return of Capital Strong Financial Position (4) (1) Delek (2) US (3) (4) 5-Year Average Cost Per Barrel $4.70 $4.10 Operates at ~13% below peers DK Peer Average (2) 39% Target 2022 Adj. Segment Earnings(1) O 61% ~$225 Million Reduction in total annual costs from 2019A to 2021E (3) ~$900 Million Capital returned to shareholders through dividends and share buybacks in the last five years $784 38% Million Cash Net Debt to Net Capitalization See definition in Non-GAAP Disclosures discussion on page 2 and reconciliation to GAAP measure in the Appendix Based on Scotia Research as of March 15, 2021; peer set includes: CVR Energy, Inc., HollyFrontier Corporation, PBF Energy Inc., Phillips 66 and Valero Energy Corporation Assumes reduced operations of Krotz Springs and excludes Q1 2021 weather-related impacts As of 12/31/2020; excludes DKL 5

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