Canadian Bail-in Regime Update

A leading Canadian financial institution1 1867 14MM 48K $1.7B 13.5% 30.3% 13.0% FOUNDED CLIENTS EMPLOYEES² NET-INCOME (Q1/24) ROE3 (Q1/24) TSR4 (3-YR) CET1 RATIO5 (Q1/24) DIVERSIFIED EARNINGS MIX STRONG CREDIT RATINGS Revenue by Strategic Business Unit (LTM) Net Income Contribution by Region (LTM)6 Agency Rating8 Other US7 Moody's Aa2 (Senior⁹, A2), Stable Capital Markets & Direct Financial Services Canadian Personal & 32% Business 39% Banking $6.3B 11% 18% S&P A+ (Senior⁹, A-), Stable $6.3B Fitch AA (Senior⁹, AA-), Stable Canadian Commercial & Wealth 71% DBRS AA (Senior⁹, AA(low)), Stable 30% 3% US Commercial & Wealth Canada CIBC◇ For footnoted information refer to slide 67. 14

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