Investor Presentaiton
Net Fund Based Income: FY2021 YoY Trends (1/2)
Strong CASA growth across all home markets, supporting loans expansion in Malaysia, Singapore and GB Indonesia
Group
Gross Loans (YoY)
+5.7%
Malaysia
+4.1%
Indonesia
Singapore
■Community Financial Services
Global Banking
+8.7%
(3.2)%
RM billion
523.7
553.8
Dec 20
Group Deposits (YoY)
+6.5%
Dec 21
RM billion
580.2
72.9
+13.5%
617.7
82.8
(5.8)%
259.3
244.1
+17.2%
248.0
290.8
Dec 20
CASA
Ratio
Note:
42.8%
Dec 21
47.1%
RM billion
RM billion
326.7
340.1
79.6
80.4
+1.0%
+5.1%
247.0
259.7
Dec 20
Dec 21
+10.2%
355.7
391.9
72.9
+12.7%
82.1
116.3
+0.3%
116.7
+16.0%
166.4
193.1
Dec 20
Dec 21
46.8%
49.3%
.
Industry loans growth for Malaysia is 4.5%, Singapore is 7.4% and Indonesia is 4.9%
• CASA ratio for Group and Malaysia includes investment accounts
• Refer to pages 31-33 for detailed information on loans and deposits growth by country and products.
SGD billion
SGD billion
40.0
43.4
16.3
17.9
+9.5%
22.6
+8.5%
24.6
Dec 20
Dec 21
■CASA ■FD
■ Others
(6.9)%
51.6
48.0
32.3
(23.9)%
24.6
19.3
23.5
+21.3%
Dec 20
Dec 21
37.5%
48.8%
IDR trillion
IDR trillion
108.2
36.4
104.7
+2.0%
37.1
71.5
(5.5)%
67.6
Dec 20
Dec 21
(0.4)%
115.1
114.6
69.4
(12.6)%
60.7
45.7
+18.0%
53.9
Dec 20
Dec 21
39.7%
47.0%
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