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Investor Presentaiton

Beyond a million active credit cards to date Cards-in-Force In 000s, THANKS A MILLION 956 962 969 972 977 984 992 1,002 1,014 1,023 1,030 1,042 VISA for making RCBC Credit Cards your partner in Living Life Unlimited! III Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 257K new cards YTD; bring cards-in-force to more than 1M P139B in issuing billings; 45% higher compared to year ago levels PayDay NOW on full blast since September 2023 P423M P75B in total balances; 48% improvement from last year's level 1M ILM Pick your FREE TUMI Welcome Gift with your new RCBC Visa Credit Card! NEZARON ELEK 5000 HEXAGON CLUT #LiveForMore without paying for more Enjoy unlimited FREE withdrawals at any Bancnet ATM Up to 5 Million Free Life Insurance Coverage* #LiveForMore without worries with Hexagon Club 1 Acquisition of quality customers 2 Building revenue per customer 3 Controlling credit costs loans disbursed since public launch; with P6.3K average loan amount base; 50% mobile 4 adoption rate Drive digital transformation RCBC 10 224k Prequalified employee
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